Michigan Accident Lawyer – Auto insurance is required in 48 of the 50 states, but many people in Michigan drive without auto insurance. According to the Insurance Information Institute, Michigan had the second highest rate of uninsured drivers at 25.5% in 2019.
Adding uninsured or underinsured motorist coverage to your auto insurance policy can provide financial protection in the event of an accident involving an uninsured driver. Your Michigan uninsured motorist attorney can review your claim and help you determine how to proceed with your insurance policy.
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Michigan drivers are required to have auto insurance under the Michigan No Fault Insurance Act. Under your auto insurance policy, you are entitled to no-fault benefits such as medical expenses, lost wages, replacement services, ancillary services, etc. in the event of a serious injury.
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The state does not require drivers to have uninsured motorist (UM) or underinsured motorist (UIM) insurance. Instead, most insurance companies offer UM and UIM coverage as part of their auto insurance offerings.
If you were involved in an accident with an uninsured motorist, you can file an uninsured motorist claim for no-fault benefits. A UIM policy, with a lower liability limit, covers more of your damages than other auto liability insurance.
If you were involved in an accident with an uninsured or underinsured driver, you may be able to file a claim with your insurance company. When you submit a UM claim to an insurance company, you must prove the following elements:
If you have been the victim of a hit-and-run accident, you will need the help of an attorney to file a claim. This type of claim may require proving that the other driver fled the scene of the accident without stopping, sharing insurance information, or rendering assistance to injured victims.
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If you were involved in an accident with an underinsured motorist, an attorney can help you file a claim for UIM coverage on your policy. To get UIM coverage, your auto insurer may require that you:
If you are hit by an uninsured driver, you may be able to claim economic damages, such as medical expenses and lost wages. Additionally, if the accident caused serious injury, permanent disfigurement, or wrongful death, you may be able to claim non-economic damages for pain and suffering.
In order to continue, your doctor must diagnose your injury or disability and document it in your medical record. These records will show how your injury affects your daily life and will help support your claim.
Working with an experienced Michigan car accident attorney can help you explore your legal options after an accident. They can help you decide whether to file a car insurance claim or file a lawsuit against the driver.
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An uninsured driver is disqualified from receiving health insurance, domestic assistance and no-fault benefits to cover lost wages. Under the Michigan Small Torts Act, an uninsured driver cannot sue another driver for up to $3,000 in vehicle damages. They also cannot claim non-economic damages from the other driver.
In addition to not being able to claim no-fault benefits, an uninsured driver will face legal penalties and consequences in Michigan.
If you have uninsured motorist insurance, you must notify your insurance company if you have been involved in an accident with an uninsured motorist. The insurance company will assign an adjuster to your case and begin the claims process.
The experienced auto attorneys at Cochran, Kroll, & Associates, P.C. can help with your request. We can help you go through these steps to get compensation for your injury:
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Depending on the terms of your policy, car insurance companies may deny you coverage for a UM claim if they don’t receive your notification by the deadline.
Your UM auto insurance has the right to set a deadline for submitting a UM compensation claim. Consulting with your attorney can help you review your insurance and file your claim in a timely manner.
If you were involved in a hit-and-run accident, your insurer may require proof of a collision between your car and other vehicles. Your attorney can use police reports, witness statements, maps and videos of the accident to make a strong case for UM coverage.
When you are involved in an accident with an uninsured motorist, the law firm of Cochran, Kroll, & Associates, P.C. can help you file a claim with the insurance company. We have decades of experience handling auto accident claims and negotiating fair settlements with insurance companies.
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Our contingency fee basis means we only get paid if we win your case, so there’s no financial risk to getting you started. Call our law firm today at 1-866-MICH-LAW to schedule a free, no-obligation case evaluation.
There is no obligation to evaluate the case and no fee is charged except for recovery.
Your privacy is important to us. Cochran, Kroll & Associates, P.C. will not share, sell, rent or trade personal or confidential information with third parties for any purpose. When you have been injured in an accident in Michigan, you need an experienced, skilled, and top-notch auto accident attorney. resources and proven results that will fight for you and protect you. That’s exactly what a Michigan personal injury lawyer is for you.
Our Michigan car accident attorneys specialize in helping people like you who have been injured in a rear-end collision caused by an at-fault driver.
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We have more than 50 years of experience obtaining payouts and verdicts in record-breaking car accidents for our clients. In fact, our attorneys have recovered more millions of dollars in settlements and verdicts on behalf of our clients than any other attorney or law firm in Michigan.
Our record settlement recovery and verdict recovery for our clients means our personal injury attorneys can settle car accident cases faster and for more money. Let our lawyers use their success to help you.
All of our lawyers’ assistance to people is provided with care, compassion and a commitment to communication, and they have a reputation for the highest integrity in the legal profession.
Michigan Auto Law Attorneys is one of Michigan’s most awarded car accident attorneys. In fact, our law firm is consistently ranked by independent third parties as “Best Lawyers” and “Best Law Firms” not only in Michigan, but throughout the United States. A comprehensive overview of over 60,000 personal injury law firms in Michigan, including two attorneys ranked among the top 50 attorneys in the state.
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We appreciate recognition, legitimate honors and awards. But what we are most proud of is how hard our attorneys work to help clients and their families navigate some of the most difficult, emotional and stressful experiences of their lives.
The numerous honors and legal awards our attorneys have received are a testament to the hard work, care and compassion we put into helping each of our clients recover legally from their accident injuries.
Our mission is simple: we want you to be the best client you can be. It means more than just working incredibly hard and devoting your experience, skills, diligence and courage to get the best solution and verdict. It also means treating you – everyone we help – with dignity, respect, compassion and care.
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Our Michigan car accident attorneys specialize in helping people like you who have been injured in a rear-end collision. We help people from all over the state and our proven track record is better than any other personal injury attorney or law firm in Michigan.
We ensure that our clients understand 100% of their legal rights after a car accident. Our Michigan attorneys are here to help you with all aspects of your case, including:
If you have been injured in a rear-end collision, you need a Michigan car accident attorney to help. Our firm’s experienced attorneys can help you protect your legal rights to compensation for pain and suffering, excess medical expenses, excess wages, and other economic damages. Michigan backstabbing laws are complex and can create many traps for the unwary. That is why it is very important to have a skilled and experienced lawyer in our law office.
These types of accidents are often caused by at-fault drivers who fail to obey the “constitutional speed rule,” which requires drivers to drive at a “reasonable and prudent speed,” which includes “stopping within the limit and keeping a clear distance ahead.” (MCL 257.627(1))
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Michigan law also states that a driver who rear-ends and injures someone “shall be charged with reckless imprudence.” (MCL 257.402)
Learn how Michigan law holds an at-fault driver responsible for an accident
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